Build Your Financial Future with Confidence
Starting in November 2025, we're launching a practical program for Australians ready to take control of their finances. No gimmicks. No shortcuts. Just honest guidance on planning for the milestones that matter most to you and your family.
Your Learning Journey
We've structured the program around the actual financial milestones people face. Each phase builds on the previous one, so you develop a complete understanding over time.
Foundation & Assessment
We start by understanding where you are right now. You'll learn to evaluate your current situation honestly and identify what matters most. This phase includes budgeting basics, debt awareness, and setting realistic targets that actually mean something to you.
Short-Term Planning
Here's where we focus on building stability. Emergency funds, managing everyday expenses, and creating systems that work for your lifestyle. We cover practical strategies that participants have actually used successfully, not theoretical concepts.
Medium-Term Milestones
This is about planning for bigger goals like home deposits, education costs, or business investments. You'll work through case studies based on real situations people in Australia face, and develop strategies specific to your circumstances.
Long-Term Security
Retirement planning, superannuation strategies, and preparing for major life changes. We keep it straightforward and focus on what you can control. The goal is to help you make informed decisions, not to overwhelm you with options.
Personal Action Plan
The final weeks are dedicated to creating your personalized roadmap. You'll leave with a clear, step-by-step plan that's specific to your situation. We also cover how to adjust your plan as life changes, because it always does.
Core Learning Modules
Each module combines structured learning with hands-on exercises. You'll spend time working through real examples and discussing scenarios with other participants.
Budget Design
Learn to build a budget that actually works for your life, not against it. We focus on sustainable approaches that help you make progress without feeling constantly restricted.
Risk Management
Understanding insurance, emergency planning, and protecting what you've worked for. This module helps you prepare for unexpected situations without excessive worry or overspending.
Property Planning
For those considering home ownership, we cover deposit strategies, borrowing capacity, and the true costs involved. It's a realistic look at property as part of your financial picture.
Investment Basics
A practical introduction to building wealth over time. We explain different investment types, risk levels, and how to start small while learning what works for you.
Retirement Readiness
Superannuation strategies, contribution options, and planning for life after work. This module helps you understand the system and make choices that suit your timeline.
Plan Adaptation
Life changes, and your financial plan needs to change with it. Learn how to review and adjust your strategies as your circumstances, goals, and priorities shift over time.
What We've Learned Along the Way
Over the years, we've worked with hundreds of Australians on their financial planning. Here are some patterns we've noticed that might help you.
Starting beats perfection
People often wait for the "perfect time" to start planning, but that time rarely comes. We've seen much better outcomes from those who begin with an imperfect plan and adjust as they go, rather than those who wait for ideal conditions.
Context matters more than rules
Generic financial advice rarely fits real lives. What works for a single professional in Sydney might not suit a family in regional Tasmania. Our program focuses on helping you develop strategies that fit your actual situation.
Small changes compound
The participants who make the most progress aren't usually the ones who make dramatic changes overnight. They're the ones who make small, sustainable adjustments and stick with them over months and years.
Regular reviews prevent drift
Creating a plan is just the beginning. The people who reach their goals are those who revisit their plans regularly, make adjustments when needed, and stay aware of how their financial situation is evolving.
Meet Your Program Guides
Our team brings years of practical experience working with Australian families and individuals. They've seen what works and what doesn't.
Cassian Drummond
Lead Program Coordinator
Cassian spent 14 years helping families navigate major financial decisions before joining lemoravinti. He's particularly good at explaining complex concepts in ways that actually make sense.
Briony Whitlock
Investment Module Specialist
After working in fund management for nine years, Briony now focuses on teaching practical investment principles. She's known for her straightforward approach and patience with beginners.
Thora Blackwell
Retirement Planning Advisor
Thora has guided over 200 Australians through retirement planning. She brings real-world experience and a practical perspective on superannuation and long-term security strategies.
The November 2025 intake opens for enrollment in July 2025. If you're interested in joining, reach out to us and we'll keep you informed as the date approaches.
Get in Touch