Information We Collect

We collect different types of information depending on how you engage with our services. Some information you provide directly when you contact us or enroll in our programs. Other data we gather automatically through website interactions.

Personal Information You Provide

When you reach out to us or register for our learning programs, you might share:

• Your name, email address, and phone number
• Postal address (70 Lochner St, West Hobart TAS 7000, Australia format)
• Financial planning goals and current financial situation details
• Educational background and professional experience
• Payment information when enrolling in paid programs
• Communication preferences and course feedback

Automatically Collected Data

Our website collects technical information to improve your experience:

• IP address and general location data (city/state level)
• Browser type, device information, and operating system
• Pages visited, time spent on site, and navigation patterns
• Referring websites and search terms used to find us
• Cookie data for session management and preferences

How We Use Your Information

We're not in the business of selling your data. Everything we collect serves specific purposes related to delivering our financial education services and improving your learning experience.

Your Privacy Rights

Under Australian privacy law, you have significant control over your personal information. Here's what you can do:

To exercise any of these rights, send us a written request to contact@lemoravinti.com or call +61419028077. We'll verify your identity before processing requests to protect your information from unauthorized access.

Data Storage and Security

Your information is stored on secure servers located in Australia. We use industry-standard encryption for data transmission and storage. Our security measures include:

• SSL/TLS encryption for all data transmitted through our website
• Regular security audits and vulnerability assessments
• Access controls limiting who can view personal information
• Secure backup systems with encrypted storage
• Employee training on data protection and privacy practices

Data Retention Periods

We keep your personal information only as long as necessary for the purposes outlined in this policy. Here's our general retention schedule:

• Active student records: Duration of enrollment plus 7 years
• Financial transaction records: 7 years (Australian tax law requirement)
• Marketing communications data: Until you unsubscribe or request deletion
• Website usage data: 24 months
• Support correspondence: 3 years from last interaction

Sharing and Disclosure

We don't sell your personal information to third parties. Period. However, we do share limited data with trusted service providers who help us deliver our educational programs.

Service Providers We Work With

These companies process data on our behalf under strict confidentiality agreements:

• Learning management system providers for course delivery
• Payment processors for secure transaction handling
• Email service providers for program communications
• Cloud hosting services for data storage
• Analytics tools to understand website usage patterns

Legal Disclosures

We may disclose your information when required by Australian law, such as in response to court orders, subpoenas, or regulatory investigations. We'll notify you of such requests unless legally prohibited from doing so.

Cookies and Tracking

Our website uses cookies to remember your preferences and improve your experience. Cookies are small text files stored on your device that help us recognize you on return visits.

Types of Cookies We Use

• Essential Cookies: Required for basic site functionality like maintaining your logged-in session
• Preference Cookies: Remember your settings and language preferences
• Analytics Cookies: Help us understand how visitors use our site so we can improve it
• Performance Cookies: Collect information about page load times and potential errors

You can control cookie settings through your browser. Most browsers allow you to refuse cookies or delete existing ones. Keep in mind that disabling certain cookies may affect site functionality.

Children's Privacy

Our financial planning services are designed for adults. We don't knowingly collect personal information from individuals under 18 years old. If you're a parent or guardian and believe your child has provided us with personal information, please contact us immediately at contact@lemoravinti.com so we can delete it.

Changes to This Policy

We update this privacy policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you by email if you're an active student or prominently post a notice on our website.

The "Last Updated" date at the top of this page shows when we most recently revised the policy. We encourage you to review this page periodically to stay informed about how we protect your information.