How We Use Cookies
Understanding the tracking technologies that help us provide better financial planning tools and improve your experience on lemoravinti.com
We believe in transparency. This page explains exactly what tracking technologies we use on lemoravinti.com, why we use them, and how you can control your preferences. Last thing we want is for you to feel uncertain about what's happening behind the scenes when you're planning your financial future with us.
Think of cookies as small helpers that remember things about your visit. Some are absolutely necessary for the site to work. Others help us understand how people use our tools so we can make them better. We'll walk through each type below.
What Are Cookies, Anyway?
Cookies are tiny text files that get stored on your device when you visit a website. They're not programs and can't carry viruses. They just hold small bits of information that help websites remember you between visits.
When you return to lemoravinti.com, these files help us recognize your preferences and settings. Maybe you were halfway through a financial calculator, or you'd customized your dashboard view. Cookies make sure that information doesn't disappear when you close your browser.
We also use similar technologies like pixel tags and local storage. They all serve the same basic purpose: making your experience smoother and helping us improve our services based on how people actually use them.
Types of Tracking We Use
Essential Cookies
These keep the site working properly. Without them, basic features wouldn't function. They handle things like security, load balancing, and keeping you logged into your account.
Examples: Session identifiers, security tokens, preference storage
Functional Cookies
These remember your choices and settings. Maybe you prefer certain currency displays or specific calculator views. Functional cookies save those preferences so you don't have to set them every single visit.
Examples: Display preferences, language settings, saved calculator states
Analytics Cookies
We use these to understand how people navigate our site. Which tools get used most? Where do people get stuck? This data helps us make smarter decisions about what to improve.
Examples: Page views, time on site, navigation patterns, feature usage
Marketing Cookies
These track your activity across different sites to build a profile of your interests. We use them to show relevant educational content and program information. They're the most invasive type, which is why you can opt out.
Examples: Ad targeting, conversion tracking, retargeting campaigns
Managing Your Cookie Preferences
Current Cookie Status
Checking preferences...
Clicking this button will remove all non-essential cookies and prevent future tracking cookies from being set. Essential cookies that keep the site functioning will remain active. Your preference will be saved locally and respected on future visits.
You can also manage cookies directly through your browser settings. Every modern browser gives you control over which cookies to accept or block. Keep in mind that blocking all cookies might break some site features.
Cookies We Actually Use
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session_id
Essential. Maintains your login session and keeps you authenticated while browsing. Expires when you close your browser.
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user_preferences
Functional. Stores your display settings, calculator preferences, and dashboard configuration. Lasts for 12 months.
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_ga, _gid
Analytics. Google Analytics cookies that track how visitors use our site. Helps us understand which features matter most. Lasts for 2 years (_ga) and 24 hours (_gid).
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marketing_consent
Marketing. Remembers whether you've agreed to marketing cookies. Used to prevent repeated prompts. Lasts for 6 months.
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csrf_token
Essential. Security cookie that protects against cross-site request forgery attacks. Expires with your session.
Browser-Specific Cookie Settings
Each browser handles cookie management a bit differently. Here's where to find the settings in popular browsers:
Chrome
Settings → Privacy → CookiesFirefox
Options → Privacy → CookiesSafari
Preferences → Privacy → CookiesEdge
Settings → Privacy → CookiesOpera
Settings → Privacy → CookiesBrave
Settings → Shields → CookiesHow Long We Keep Cookie Data
Different cookies have different lifespans. Session cookies disappear when you close your browser. Others stick around for months or even years, depending on their purpose.
Essential and functional cookies typically last between 1 and 12 months. Analytics cookies might persist for up to 2 years to track long-term usage patterns. Marketing cookies usually expire within 6 months, though some third-party advertising cookies may last longer.
You can clear all cookies anytime through your browser settings. This gives you a fresh start, though you'll need to log in again and reset your preferences.
Third-Party Services
We work with several third-party services that may set their own cookies. This includes analytics providers, payment processors, and educational content platforms. These services have their own privacy policies that govern how they use data.
When you opt out of non-essential cookies on our site, we signal to these third parties to stop tracking. However, some may have set cookies before you opted out. Clearing your browser cookies removes these historical tracking files.
If you're interested in the specifics, we primarily use Google Analytics for website analysis and Stripe for payment processing. Both are industry-standard services with comprehensive privacy protections.
Updates to This Policy
Technology changes. Regulations evolve. We might add new features that require different tracking methods. When we make meaningful changes to how we use cookies, we'll update this page and adjust the date at the bottom.
If changes significantly affect your privacy rights, we'll notify you directly via email or through a prominent notice on the site. You won't need to hunt for updates.
Questions About Our Cookie Usage?
We're happy to explain any aspect of our tracking practices in more detail. Reach out to us at contact@lemoravinti.com or call +61 419 028 077.
You can also write to us at 70 Lochner St, West Hobart TAS 7000, Australia if you prefer traditional mail.
Last updated: January 2025